Introduce IAT

IAT intends to play a leading role in all facets of real estate, locally and hopefully worldwide, to achieve this, starting with the disruption of the rental and real estate market and the demonstration of large real estate assets.

The IA Tokens concept aims to revolutionize the real estate industry using Blockchain technology through the development of the IAT Platform.

IAT Beta

To break the real estate traditional channels, IAT will develop its own web portal to cater individual owners, agents/brokers, clients and all the IA Token holders. The portal will feature various functionalities and wide range of services.

PROBLEM

Despite the potential profits of the real estate market, buyers face numerous problems and limitations. IAT, to maximize benefits and minimize losses people might incur, aims to solve the following through the adoption of the blockchain technologies :

All Round Transactional Costs

Transparency of Transfer

Intergrity and Security

Time and Costs Savings

Restrictions to Foreign Investors

Utilities & Benefits

The IAT ecosystem encourages the use of NIAT for these benefits.

Token Allocation

Tokens Sale
Reserved Tokens
Marketing, Operations, Bonuses & Bounty Programs
Team, Advisors & Legal

The Solutions

With the numerous challenges involving real estate ownership, we have deemed it necessary to find ways to make traditional property investing and management easier for investors.

Instant Assets Tokens (IAT)

The IA Tokens concept is a form of real estate tokenization and will be released via a process of Initial Coin Offering or ICO on the Ethereum network and will be ERC-20 compatible.

Funds raised from this ICO will be used to develop the IAT blockchain and assets will be acquired to form the initial bulk of properties in the IAT ecosystem. The asset management will be undertaken by our existing management company.

Native Instant Assets Tokens (NIAT)

The NIAT will be the local token equivalent of the IA Tokens. It will reside within each individual real estate market and is pegged against the country’s native currency. As such, each country will have its own NIAT.

It will not be minted on its own and can only be purchased using IA Tokens. This is to ensure that end users are not being exposed to the volatility of the cryptocurrency markets

Primary Focus

Asset Digitization and Management

One of the biggest factors which property owners are facing in the Philippines is the extremely high all-around costs of a property transaction from the buying to the sale of the property eventually.

Purchasing a property will involve costs such as documentary stamp tax, transfer tax and title registration fee which ranges between 2.25% to 3%. However, if you are buying from a developer, the norm for them is to pass on certain fees and taxes onto the buyer which will increase the total fees to a range of 6% to 12%.

There are also a few smaller charges to be paid upon the completion of the property such as having the connection of water and power supply to be done. One has to also note that property of a certain value will also have a 12% value-added tax (VAT) included in the property price. Selling a property presents a different set of charges and fees which includes capital gains tax of 6% (charged on the sales price or zonal value whichever is higher) that is essentially a sales tax and agent commission of between 5% to 6%.

As such, all-around transactional costs for a property owner in the Philippines will range between 17% to 24% which is extremely high. However, if we are able to reduce the total costs drastically by 70% to 90% to a nominal fee, the booming real estate market of the Philippines presents huge potential growth and profitability in the coming years with an excellent administration and commitment to improving infrastructure in the country. The company will focus on acquiring commercial real estate where demand and the concept of co-working spaces have been increasing over the last few years.

The residential segment acquisition will also be a focus but mainly in terms of acquiring in bulk and focusing on projects within key development areas and Central Business Districts (CBDs) such as Makati, Ortigas and Bonifacio Global City (BGC). The properties purchased by the company will form the initial asset pool for the IAT ecosystem. The company’s management arm will also be providing asset management services for asset owners who wishes to engage us. The rate of engagement will be lowered if transactions are done over the platform using NIAT. Lastly, the company will also be open in working with landowners and developers in project development.

Individual Owners

Agents/Brokers Another section of the web portal will be catered to agents/brokers for their listing of assets for sale and lease. Leasing activities here will be only for long term leases to be in line with the country’s regulations on short term leases by an agent/broker. A nominal fee will be applicable for each listing. With the continual adoption of cryptocurrency, we envision that cryptocurrency investors will be looking to transfer some of their crypto wealth to tangible assets such as real estate.

Agents/Brokers

Another section of the web portal will be catered to agents/brokers for their listing of assets for sale and lease. Leasing activities here will be only for long term leases to be in line with the country’s regulations on short term leases by an agent/broker. A nominal fee will be applicable for each listing. With the continual adoption of cryptocurrency, we envision that cryptocurrency investors will be looking to transfer some of their crypto wealth to tangible assets such as real estate.

Backed by Revenue Model

Unlike other ICOs that has its value pegged to the future profitability and sustainability of their business model, the IAT ICO is based on an existing profitable business model where we have the actual business operations already up and running. The IAT ecosystem is set to revolutionize the traditional real estate market. In fact, this has been a largely untapped segment in the cryptocurrency market.

IA Tokens Utilities & Benefits

The IAT ecosystem encourages the use of NIAT for various benefits and this section shall explain in detail the different channels: